pspan style=color: rgb0, 0, 0某银行spana href=http:www.baike.comwikiE8B4B7E6ACBE target=_blank title=贷款span style=color: rgb0, 0, 0贷款spanaspan style=color: rgb0, 0, 0余额100亿，其中正常类90亿、关注类2亿、次级类5亿、可疑类2亿、损失类1亿，假设不计提特种准备，请按最新政策计算该家银行spana href=http:www.baike.comwikiE4B88DE889AFE8B4B7E6ACBEE78E87 target=_blank title=不良贷款率span style=color: rgb0, 0, 0不良贷款率spanaspan style=color: rgb0, 0, 0、一般损失spana href=http:www.baike.comwikiE58786E5A487E98791 target=_blank title=准备金span style=color: rgb0, 0, 0准备金spanaspan style=color: rgb0, 0, 0、专项spana href=http:www.baike.comwikiE8B4B7E6ACBEE68D9FE5A4B1E58786E5A487 target=_blank title=贷款损失准备span style=color: rgb0, 0, 0贷款损失准备spanaspan style=color: rgb0, 0, 0、spana href=http:www.baike.comwikiE68BA8E5A487E8A686E79B96E78E87 target=_blank title=拨备覆盖率span style=color: rgb0, 0, 0拨备覆盖率spanaspan style=color: rgb0, 0, 0、贷款拨备率。spanp
答: 不良贷款率为521100=8；一般损失准备金=100亿元*1.5=1.5亿元；专项贷款损失准备=90*1.52*35*302*601*100=5.11亿元；拨备覆盖率为1.55.11521=82.63；贷款拨备率=1.55.11100=6.61。
