recipient
a. the act of putting money to use in something offering profitable returns
b. connecting with the sea or navigation
c. producing optimum results for the expenditure
d. combining into a whole
e. a person or an organization etc. that receives something
f. the amount paid by an insured for coverage under the contract
g. an offer made on the initiative of the offerer
h. money earned on the sale of goods to other countries
i. ability to succeed in operation
j. an unconditional order to someone to pay a sum of money
e